How it works
What actually happens on the call
No workshop, no slideshow, no room full of strangers. One conversation and a straight answer.
The three steps
You reach out
Fill out the short form or call. It takes about a minute and asks only what is needed to look up your area: your name, your phone number and your ZIP code.
Adam calls you back
Usually the same day. He asks about your doctors, your prescriptions and what has been frustrating you. Have your drug list handy if you can, it makes the call much shorter.
You get an answer
Your situation gets compared against the plans offered in your specific county. If something fits better, he walks you through it. If what you have is right, he says so.
Come prepared
Three things that make it faster
Your prescriptions
Names and doses. This is where the largest differences between plans usually show up, because every plan covers a different list at different tiers.
Your doctors
Who you see and where. Networks are checked against the carrier's own current directory rather than assumed.
Your red card
Your Medicare card, and your Medicaid card if you have one. The dates on it determine which enrollment rules apply to you.
Setting expectations
What this is, and what it is not
What it is not
- A sales presentation with a deadline attached
- A pitch for one insurance company
- A two hour seminar
- A service you get billed for
- A list handed off to other agencies
What it is
- One call with one licensed broker
- A comparison across several organizations
- Ten to fifteen minutes
- No charge for the review, ever
- Your information used to help you and for nothing else
A review that ends in "keep what you have" is a good outcome
There is no version of this where you get pushed off coverage that is working. Plans do change their costs and drug lists every January, which is why a yearly check is worth doing, but the answer is often that you are fine. That answer costs you nothing and it is given honestly.